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This image was is called simply, Tobermory and was taken by the talented and registered Lenzr user named James Bond

Where can you find and rate over seventy amazing pictures of Ontario Tourist Attractions just like this?

Ontario Tourist Attractions photo contest is sponsored by Kanetix insurance & mortgage rate quotes


The 4th photo contest on Lenzr.com is Ontario Tourist Attractions

The situation is established to make Ontario residents and even tourists to our province slightly nostalgic as they remember their family road trips across the highways and terrain.

As with every travelogue viewers should reflect on all the places they stopped to take in the sights, and areas in which they snapped some family pictures for scrapbooks and photo albums.

The Big Nickle was submitted by sj_gb who delights the admin by linking to a personal photography blogspot in the designated area in the user profile.



This contest is a search for pictures that show off our province’s most interesting destinations, and The Big Nickle is a classic.

Look at these other gems,

This photo by Slimmswitch is called Ottawa - The Spider City and so far it has the most votes with the highest rating.

Caption: Located in Ottawa, if you stand under this huge spider and look up you can actually see they put fake spider eggs inside the structure??

The one is titled, No Pesky Neighbours Here and was uploaded by mommakoala. This is a terrific photo from 1000 islands tourist attraction in the most eastern corner of Ontario.

Lenzr is an online attraction that celebrates Ontario as it asks users to upload scenic shots of the province's most delightful destinations.

This photo contest ends 12:01 am on the morning of November 1st 2009.

Two Prizes: both cash prizes. There’s a $200 value first prize, followed by a $100 second prize unit.

Property Insurance
As large swathes of Canada has succumbed to what could be generously be referred to as a "Scottish" summer, flooding and it's effects are once again at the top of many homeowners agendas. Whether the weather (pun intended) is attributable to global warming is an argument for another day, but one issue that brooks no argument is the need for home insurance.

First, the bad news. Unfortunately, at this time, overland flooding in Canada is not an insurable risk. To explain why we return to the root concept of insurance that the premiums of many pay for the losses of a few. This is true across the whole insurance spectrum, travel insurance insurance, life insurance, property insurance et al.


In the case of flood insurance we have an insurance product that simply doesn’t make financial sense to the underwriters.

That is to say, flood insurance is needed by a relatively small tranche of the Canadian population; therefore premium payers’ at large pay for what is a risk affecting a minority in effect. Premium payers would have to cover what are potentially huge payouts to a statistically small percentage of policy holders. In real terms, flood insurance is not economically viable at this time, as the premiums would be so high as to be prohibitive.

Ironically, Emergency Preparedness Canada has flood damage down as the number one hazard in terms of cost for property damage.
That is not to say that it is not possible to cover against any type of water damage in your home.

In property insurance, there are several types of insurance polices that individuals can purchase: basic, standard, broad and comprehensive to give them their correct names.

Depending on the coverage, you will be able to choose from the following ; damage arising from sudden and accidental escape of water from indoor plumbing, heating, sprinkler, or air-conditioning systems; or damages caused by the malfunctioning of a domestic appliance, washing machines, dishwashers, even a waterbed. Not to forget another nightmare scenario, sudden flows of water from a domestic water main.

Homeowners can also, in most instances, purchase sewer back-up coverage to supplement their existing homeowners’ insurance policy, but this would exclude overland flows as previously stated.

By their very nature, having quite often grown up around major waterways, many urban centres are susceptible to overland flooding in an extreme weather event. As of now, it is safe to say that our hands are tied on overland flooding in terms of purchasing insurance.

Notwithstanding this fact, home insurance is still a smart investment, as needless to say, it is vital to adequately insure what is for most people, the single biggest investment they make in their lives, not evening including the huge cost of paying interest and rising mortgage rates week on week in some markets.

Whether you are a homeowner, looking for condo insurance or a tenant looking to insure belongings Kanetix can help you shop smarter with their free online comparison tool. Get a personalized quote on a range of property insurance instruments today and see if you can save money on your existing rate.

Summer has arrived and the living is easy! All over Canada, urban dwellers are leaving the big smoke behind for some well earned R n’ R at the cottage! As a well known beer commercial says, a quintessential part of the Canadian experience is the journey to a cottage, be it that of friends, or your own. Said journey usually characterized by a handwritten map, winding country roads, and a belated arrival in the late evening or early morning!

But for all the shenanigans that accompany the summer sojourn to cottage country, it pays to remember to be safe. Here are some simple safety tips for cottage season.

The Journey

Journeys to cottage country are often undertaken late at night after a long days work. Factor in tiredness to unfamiliarity with rural roads and the risk of an accident increases. Ensure your auto insurance sufficiently covers against all possible mishaps, take plenty of breaks while driving, and if at all possible endeavor to drive in daylight hours!

Furthermore, if you, like many other Canadian cottagers use any recreational vehicles or trailers, be it en route to, or at the cottage, bear in mind these must also be insured! Known by many different names such as: RV, travel trailer, fifth wheel, camper, camper trailer, campervan, Caravan, towable trailer (or tow-able tent trailer), recreational trailer, mobile home or motor home, RV insurance is a must to cover any unforeseen mishaps that may arise!


The Cottage

Cottages come in many different shapes and sizes, from de facto cabins to palatial country homes! However there are a few safety tips that hold true regardless of the size or shape of your place by the lake!

All cottages should have a smoke detector, as well as a carbon monoxide detector installed and working all year round. Along with property insurance, these are probably the most important elements of your cottage safety plan! All dwellings should have fully replenished functioning fire extinguishers on every floor, along with a separate implement for the kitchen.

When opening the cottage, especially if it has not been used in the winter, it is also vital you check for signs of damage, such as snow/ice damage, corroded wires/pipes, and of course any signs of the presence of unwanted furry friends! Only when you are sure your cottage is fully operational and safe, should you attempt to settle in! And last but certainly not least, ensure your cottage insurance is in date!

Outside the Cottage

This is where the real fun happens in cottage country! The reason why we escape the city is encapsulated here! Clear lakes, dense woodland, mother nature at her best. Take heed of these few safety tips.

Water safety is crucial. Proper monitoring of any persons vulnerable to water is vital, as well as the proper equipment for any water based activities. That means life jackets, first aid kits, exposure blankets etc, the list goes on. Never take a chance with water safety.

On dry land the risks may not be as apparent, but are still very real. Barbecuing and open fires are two common activities, that while they are fun, must be treated with respect and due diligence. Barbecues should be protected from wind gusts, as well as any flammable materials in the vicinity. Furthermore, the barbecue operator should ensure a distance is kept between the Barbecue and all non users, as well as be experienced and responsible. The barbecue itself should be placed on top of something that is not flammable, so no barbecues on the second floor patio folks.

These are some basic tips that are by no means exhaustive. While it is important to let one’s hair down on vacation, it should never be at this risk of safety.

The same can be said of insurance. Ensure that before you leave home, your cottage, car, and RV or recreational vehicle are all adequately insured. If you have visitors arriving from overseas, point them in the direction of visitors to Canada insurance to ensure they can enjoy their vacation in Canada with adequate travel health insurance!

Taking the necessary steps and precautions will lead to you having a stress free time in cottage country, enjoy!

This is what Weston Road in Toronto looked like in 1922.

As you can see, there are still lots of horses and buggies on the highway and the traffic moved slower back then because of these animals. But did they have traffic accidents? You bet.

This is the era in which Canadian car insurance was the most important - the early days of road safety and the  evolution of a Highway Traffic Act in Canada evidence a struggle between legislation and actualization. For many years the rum runners and bootleggers had faster cars than the police services.

The photographer that lensed this image probably worked at Kodak, as he is standing in the driveway to the factory. Most curious is the streetcar, as there is no such service to that part of Toronto today?

Disclaimer - The above description/explanation is intended as a guideline only, and is not to be interpreted as a recommendation to buy or sell any insurance products, or to provide legal or financial advice of any kind. Also, this blog does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed.

In an increasingly violent world, Canada is a beautiful and safe country.

But if you’re planning a trip to Canada, or you have friends or family coming to visit, you are encouraged to obtain Canada travel insurance because Canada’s well known health care system does not offer free medical care for visitors or tourists. For people coming to Canada without Visitors to Canada travel insurance coverage, healthcare for an international visitor and tourist can be costly.

A reputable survey conducted by the Canadian Institute for Health Information (CIHI) in 2004-2005 and released in 2008, reported the average cost for a stay at the hospital is approximately $7,000.

Even the cost of something as simple as a broken bone, can break the bank. Take a look at some of the average costs for a broken bone, because even what is often a relatively easily treatable injury could still be incredibly expensive for an uninsured visitor:

• injuries to wrist and hand - $4,156
• fracture of forearm - $5,127
• injuries to ankle and foot - $5,476
• fracture of lower leg including ankle - $5,850
• fracture of femur -$13,565

Judging by the cost of these injuries, planning ahead and having coverage in place before getting stuck with a huge medical bill like one of the above is probably in your best interest if you, or someone you know, is coming to Canada.

Who benefits from having a Visitors to Canada insurance policy?

In general, anyone who is not a Canadian citizen and is travelling to Canada for any amount of time would benefit from purchasing visitors to Canada travel insurance.

Think about Visitors to Canada travel insurance if you, a family member or a friend is:

• an international tourist traveling to Canada
• an international visitor coming to Canada to visit family or friends; or even
• an immigrant who does not yet qualify for Canadian provincial health insurance who is looking for interim health coverage until eligible

What’s covered with a Visitors to Canada travel insurance policy?

Visitors to Canada travel insurance policies vary from company to company, but standard coverage includes:

• emergency hospital and medical services in Canada
• extended healthcare in Canada
• emergency transportation within Canada
• accidental dental work within Canada
• prescription drug expenses at Canadian pharmacies

Disclaimer - The above description/explanation is intended as a guideline only, and is not to be interpreted as a recommendation to buy or sell any insurance products, or to provide legal or financial advice of any kind. Also, this blog does not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed.